Navigating High Rates: When It Still Makes Sense to Buy
Finances With mortgage rates still hovering above what we’ve been used to in recent years, a lot of people are wondering: “Should I wait to buy?” It’s a fair question — but the answer isn’t always a clear-cut “yes” or “no.” Here’s the truth: in some situations, buying now can still be a ...
The Power of Patience: Building Wealth One Mortgage Payment at a Time
Personal Interest When it comes to building wealth, there's no magic button — but there is a powerful tool that many people overlook: your mortgage. Owning a home isn’t just about having a place to live. It’s one of the most reliable ways to grow your wealth over time — ...
Spring Buying in a Shifting Market: How to Stay Smart and Confident This Season
Your home Spring is a popular time to buy a home — and for good reason. The weather’s nicer, more homes tend to hit the market, and people are ready for a fresh start. But in 2025, the spring market looks a little different than it has in years past ...
Variable-Rate Mortgages: What You Should Know
Shakespeare might have thought ‘to be or not to be’ was the ultimate question, but he wasn’t living in 2025 trying to minimize bank fees and interest charges while maximizing financial returns—and having to pay $9 for a clamshell of raspberries. This month, we’re tackling a modern dilemma: ‘Should I ...
Economic Insights from Dr. Sherry Cooper
Since Donald Trump took office, all bets are off on the Canadian economic outlook. Most people expected more substantial growth and lower inflation as we moved into 2025. Trump’s tariffs, deregulation, attempts at massive reductions in the federal government bureaucracy and geopolitical machinations have changed everything. VUCA is the name ...
Spring Forward: Preparing Your Finances for the Home-Buying Season
Spring is one of the busiest seasons in the real estate market, with buyers eager to find their dream home before summer. If you're planning to purchase a home in Spring 2025, now is the time to get your finances in order. Being financially prepared can help you secure a ...
Fraud Awareness Month: Scams to Avoid
Did you know? March is Fraud Awareness Month, making it the perfect time to learn how to protect yourself and your mortgage from fraud. Understanding common mortgage scams and how to recognize warning signs can make all the difference in safeguarding your financial well-being. Common Mortgage Fraud Scams One of ...
Economic Insights from Dr. Sherry Cooper
The outlook for the Canadian economy in the coming months presents a picture of cautious optimism with high uncertainty. Economic indicators were expected to strengthen this year, driven by resilient consumer spending and a robust export sector. Housing activity was poised to accelerate this year as well. However, when the ...
